Best phase to invest in dha islamabad?

I have an investment margin of 10 million and i am confused what exactly to opt ? 1 kanal plot or TWO 10 marla plots ? And that too in Dha Ph2 or Ph3 ? I have no plan to build house in next 10 years atleast and investment is for long term only.. Kindly suggest options in dha only like DHA Ph2 (sec "A to J" or sec KLMN) or Ph3 or Dha valley.. Il be buying in November.. Or shall i try buy in DHA Lahore ? All i want is good returns in long term and that is it..

P.S I am personally inclined towards DHAI Phase 3 or DHA Phase 2 (Sec A to J) but i guess transfers of DHAI Phase 3 have not been opened yet. Kindly suggest. Is DHAI Ph 3 better or DHA ph2 or ph 4 in 10 years scope.. Ph2 has that expressway benefit..

Dear Ahmed, I also just bought a plot in DHA2, Sec Q. I have the same intentions like u for this plot. I will recommend to always keep the following in your mind before buying aplot

  • Only buy in DHA

  • Only buy a plot on which you can step on, mean that is really available.

  • Possession-able.

On my personal experience, as i have multiple plots in DHA, i will recommend go for DHA2, Sector Q or N.

Aftab bro i am an overseas pakistani. I will be coming in november. Can u kindly guide me over cutting and filling status in DHA ph2 KLMN… Isnt Sec Q too far away ? i also want to know the price you bought in so i can get market idea as i am out of country for a while. Can u kindly send me your contact in personal message here. Or on email ? il be highly thankful. Regards.

I also have few offers from DHA Emaar but in 14 million tag for 1 kanal… How do you rate that ?

Sirs first of all among all the phases that are developed yet, phase 2 enjoys best town planning and location. Secondly Ahmed sb, EMAAR is not that successful here so best is to for a a good plot in dha 2.. Now keeping in view your question, i would recommend you to extend your budget and go for a 1 kanal in K,L blocks at good locations as rates are reasonable these days and it is the best buying time in my opinion. If your budget is stuck at the figure of 10 to 11 million then best is to go for a kanal lot in P,Q block. They are a bit far away but very lavishly developed and have good scope in the times to come. As far as lahore is concerned, i don't see any lucrative phase for investment in dha lahore at this stage plus hefty taxes in Punjab region may affect its growth in coming times so best is to go for a kanal in K,L blocks at good location and insha ALLAH it is going to pay you a lot.

When in Pakistan, do contact me at 03455370978 for any type of guidance and best deals in dha islamabad.

Saad brother thats very nice insight by you. Firstly i would like to thank you and will whatsap you soon as well. Secondly I heard from many that sec K and M are not good comparatively as they are towards the riverside and filling problems. Can you guide which locations are good height locations and filling free in sec K ? In sec L i heard more is level with cutting and better land height too ! so i feel we can rate em this way L>K>N>M>P on cutting and filling. And my budget is a bit tight but i have seen few people offering K block in 8to9 million here on zameen too. Also a 7million is on offer in P so i feel the prices you wrote are a bit high… Kindly give your opinion. Also if i buy a 13 million in sec D or G is better or instead sec KLM is better ? in 13 million tag we can get one in sec D or C too !

@ Ahmed...Sir no problems and i am always there for any type of help..Sir my answer for your first query is, sector K is not all the filling area, it has some tremendous locations aswell and not the whole of the blocks are on river side.. Secondly yes sector L is also good to invest that is why i wrote K,L.. Let me present you my analysis this way..K=L>M>P,Q>N. Sir sector L also has the plots on lower side locations and are not ready at the moment so they are in the cheaper price bracket.. The price i have quoted is for best location ready to construct plots at height views and where construction is already going on. Yes plots are advertised in 7 million in P block but sir do visit those ads again, those are for 10 marla plots =)....In D,G you would not get a good plot in 13 million as in 13 million you will have a very very compromised location plot. In D,G good plots are 16 million on average..Rest assured the rates i would offer you would be competitive ones and market is open for you Sir.You can check it from everywhere..In sector C good plots are for 16.5 to 20 million..Sir i can understand, one cannot get an idea by just looking at ads, pay your kind visit at my office and then i would explain you each and every minute details and then you would realize what are the factors that makes such a price difference. You are right that for 13 to 14 million one can get a lot in A to J but then i will show you what is the difference between a 14 million and 18 million plot and only then you would be able to decide.

Sir whatsapp on my phone is getting problematic these days so it would be better if we communicate by a call.

Definitely brother i will contact you for sure. And brother it would be nice of you if u can slightly tell in detail which blocks are better height-wise in K and L ? because i will be looking for the same then. And bro i saw a 1kanal (not 10 marla) in lane 6 sec D phase 2 and a lot others in sec A to J who are demanding 14.5 to 15 million. These are the asking prices of-course they will reduce too on serious buyer ! as you know market is so low. There are no buyers at all… Honestly speaking even i would have not invested at this time but because my next trip will be after 2 years so i would try to invest… Otherwise as per the market trend i would have held my investment too… And frankly if i had that range i would have gone for A to J in 14 million range… So i will definitely visit you too. I was just wondering the potential of returns in sec A to J / sec KLMN would be as high as phase 3 or 4 too ? in general we assume that plots of lesser price per kanal have more potential of returns like in DHA gujranwala or DHAI ph4/3 ? also kindly kindly elaborate the blocks of K (and L too if u can) for dha ph 2 which are on a better location. I am making my mind on sec KLMN on your suggestion. Thanks in advance !

SIr K,L both have high and low locations and are equally good to buy if you go for a good location plot. Sir there is a lot of difference between 13 and 15 million and sir believe me your expectations are bit high as let me tell you that in A to J business in on full boom and is not affected by the low market and best thing about dha is that it has sound investors who have the capacity to hold that is why it maintains its prices and no one is willing to sell his plot at a penny less than market price.You will realize it when you would visit sir. Secondly, a lot with 15 million demand never be finalized at 13 million, maximum 4 to 5 lacs margin is there..Now when you would visit, i would definitely explain it that what is the difference between lane 6 and other locations and then you would realize sir what i am talking about. Sir phase 3 and 4 are not the recommended phases..As aftab sb rightly recommended, avoid files business..In my opinion best would be to go for a kanal either in K,L or P,Q..In two years, price will be very up from the present level. Let me tell you the approximate price brackets.

K block is 110 to 135 lacs approx

L block is 95 to 135 lacs approx

P,Q block is 95 to 105 lacs approx

One more thing sir, this tax thing has a minimal affect on dha 2 and market trend is okayish here..Sir an amnesty is under consideration for real estate sector in general as per yesterday tribune's article, so if any such thing happens market will definitely bounce back so it would be better to focus on investing the money safely as liquid cash definitely depreciates it s value and in two years, rates would be surely very up from the present levels in dha 2.

Also can u correct this rating on sec A to J

A=B>C,D>G>E>F,H.I,J

How is sec H as i can find sec H st 4 plot in 13 million asking price.. Also few in J are at low price. Is this whole sec A to J filling free? i have heard sec D, H and J to be specially having filling areas..

Great advice saad bro on KLMN ! i would for sure have a sitting with you on my arrival.. Thanks alot for your inputs and i agree DHAI people can hold but for how long ! i dont see any optimistic news coming ahead in tax laws atleast, rest Allah knows better.

Regards.

Great advice saad bro on KLMN ! i would for sure have a sitting with you on my arrival.. Thanks alot for your inputs and i agree DHAI people can hold but for how long ! i dont see any optimistic news coming ahead in tax laws atleast, rest Allah knows better.

Regards.

Sir for A to J trend is E>F>A=B=C=G=H>D>J…Avoid J block because of poor town planning. Every sector has filling areas and non filling areas so it depends on location and not the blocks only. Location of the plot you are quoting is not good. As far as tax is concerned, market will take its course sir and an amnesty is in the making because election are coming u sir…Believe me things would be positive from now on wards…After all they have to get the votes and donations from the big real estate fishes.

Agreed to the core , with Saadi Sahab regarding tax thing.

Yes thats but i am afraid tax laws may not change until December atleast or may be even further. The rating is mashallah only an expert like you can tell so pricely. Il be in touch with u inshalah. One more thing saad bro as i am overseas pakistani so i couldnt ask DHAI myself yet but i want to know their policy on leaving any plot vacant (unconstructed) long term for 10 or 15 years. Initially i heard they only put minor charges as a penalty (i dont remember the name of those charges) but lately i heard they even have the right to cancel allotment and there are few similar cases which happened in early phases of DHA Lahore&karachi. Do u know the exact policy with the exact time period? Thankful as always.

AQ AND AHMED SIR… Thanx for your kind words…No policy of cancellation for unconstructed plot.You only have to pay 15k per annum as non utilization charges and that too is applicable after 3 years from your date of purchase.Plus these charges are not to be paid annually and one has to pay these charges at the time of selling the plot or at the stage of getting possession.I again repeat that these charges are applicable after 3 years from your date of purchase.

Nice clearence saad brother. May allah bless you. And in case of phase2 plots sec A to KLMN all are given possesion straight-away so i guess these charges will be paid when seeking NOC for reselling. Fair enough!

Also another thing bugging me as i was doing work over it lately.. What are these open certificates (e.g of DHA ph 2 ext or DHA Valley) ? What are the difference between them and open files and army allocated files (e.g in DHA Phase4) & allocated files of 2015 and old army allotment files ?

And can u guide slightly on ph4? I have read about these col rank files. What exactly it means? Is the allotment not done so es liye col ranked files are better? And file ki authenticity how can v check? When we buy are these files transferred on new owner name? Sorry for disturbing you with so many questions on these files stuf.

Dear Ahmed, i am also an expat and living outside Pak from last 11 years. Please keep few things in mind, as i have practically experienced through this process.

  • First check, how much money you have. Some times, arranging 1 lack will be like hell.

  • Dont invest your energies, checking for every sector.

  • For 10-11 Million, you will only get a good plot in Sector M and Q (dont go for P, as it has land issues of locals in courts).

  • Q is the Blue area of Dha in future as you are planning to built a home after 10 years.

  • From Main road, to Q, it only takes 8-10 minutes.

Rest is your decision and i am giving you advice because i know how much effort it require to earn for an expat.

Dear Aftab, I am wondering based on what info you can say it's Blue area of DHA ? Is this some published news?

Secondly, I am also interested in Phase 4 but again not sure on these files business so it would be good to know some expert insights. To be honest I will prefer something like phase 4 for long term compared to phase 2 as already phase 2 is 10 million plus and the developed A-J is max 20 million for good plots so we can double but in Phase 4, they can increase 3 times in 10 years... That's my thoughts and I ain't an expert though