Punjab Government Servants Housing Foundation, more commonly known as PGSHF, is a housing scheme launched by the government of Punjab to accommodate its retired employees as a reward for their labour, hard work and commitment.
Of course, building a house is no easy feat. However, this project has made it much easier for retired employees from (basic pay scale) BS-1 to BS-22 to own a plot or a house in one of the approved stations. The allocation of plots or transfer of built houses takes place on the basis of seniority as per the date of retirement.
Approved in 2004, the scheme allows employees to receive a plot completely free of cost at the time of their retirement. The families of government servants who passed away during service are also eligible for the award. It basically works like the Defence housing schemes across the county, where employees and/or their families are only required to pay for the construction of the house and for the development of infrastructure.
Here’s what you need to know about Punjab Government Servants Housing Foundation.
Overview of PGSHF Housing Scheme
Established under the Punjab Government Servants Housing Foundation Act, 2004, PGSHF was launched to provide plots and houses to government employees on a no-profit-no-loss basis. Headed by the Chief Secretary Punjab, a Board of Directors comprising government officials and civil servants looks after the affairs of the foundation.
Furthermore, the Board of Directors has constituted five major committees to manage different tasks. The list includes the Planning and Development Committee, Finance and Accounts Committee, Land Bank Committee, House Allocation Committee and Works Committee.
Becoming a Member of PGSHF
One needs to become a member of the Punjab Government Servant Housing Foundation to receive the award. To obtain PGSHF membership, you’ll need to submit a duly filled form to the foundation during a certain period. The form can be downloaded from the official website.
Moreover, PGSHF member employees and their families are not required to pay construction and development costs all at once. Instead, a set amount will be deducted from their salaries/pension at the source. The monthly deduction varies with basic pay scales.
To help you understand this in a better way, here’s a breakdown:
| Basic Pay Scale | Monthly Rate of Deduction |
| BS-1 to BS-4 | PKR 800 |
| BS-5 to BS-7 | PKR 800 |
| BS-8 to BS-12 | PKR 1200 |
| BS-13 to BS-15 | PKR 1500 |
| BS-16 | PKR 2000 |
| BS-17 to BS-18 | PKR 2400 |
| BS-19 to BS-22 | PKR 3600 |
Approved PGSHF Locations
PGSHF has chosen 11 cities to establish societies for its retired employees. The members can specify their preferred government housing society at the time of filling the membership form.
Here is the list of approved stations for PGSHF housing schemes in the province.
- PGSHF Lahore
- PGSHF Rawalpindi
- PGSHF Multan
- PGSHF Bahawalpur
- PGSHF Dera Ghazi Khan
- PGSHF Faisalabad
- PGSHF Gujranwala
- PGSHF Sahiwal
- PGSHF Sargodha
- PGSHF Sialkot
- PGSHF Khanewal
Allotment of Plots and Houses
This Punjab Government Housing Scheme allots plots of 5 marla, 7 marla, 10 marla and 1 kanal.
The area of a plot or a house depends on a government servant’s basic pay scale at the time of their retirement or death and as per the availability at the chosen location. Meanwhile, the order of seniority for each category is solely determined by the date of their retirement.
Starting from BS-1 and going all the way to BS-22, here’s how Punjab Government Servant Housing Foundation allots plots and already built houses to its members.
| Basic Pay Scale | Area |
| BS-1 to BS-7 | 5 Marla |
| BS-8 to BS-15 | 7 Marla |
| BS-16 to BS-18 | 10 Marla |
| BS-19 to BS-22 | 1 Kanal |
Transfer of Property in PGSHF Schemes
PGSHF members are legally allowed to sell their property to a third party.
However, this can only be done after the foundation gives them the ownership rights to the land. In addition to that, they’ll be required to keep the housing or commercial units in their possession for at least three months before being able to sell them.
Members are also required to obtain the foundation’s approval beforehand and submit a fixed fee for the transfer of title to the buyer.
As of July 2019, Punjab Government Servants Housing Foundation has announced the following fee structure for the transfer of houses and commercial properties in each housing scheme for government employees.
| Transaction | Transfer Fee Per Marla |
| Transfer to legal heirs following the demise of a member | None |
| Transfer to legal heirs during a member’s lifetime | PKR 1,000 |
| Transfer to third party through sale | PKR 3,000 |
| Transferring a commercial unit | PKR 20,000 |
Development Status of PGSHF Schemes
Presently, PGSHF Rawalpindi is perhaps the most developed of all the Punjab Government Servant Housing Foundation’s schemes. Though parts of it are still under construction, most of the infrastructure has already been laid down and WAPDA has supplied electricity connections to the few houses in the society.
There is no public transport available inside or near the gated community right now. However, the nearest metro station is only a 35-minute drive away. The master plan for the project also includes commercial areas, mosques and parks for the residents. Furthermore, a number of restaurants, hospitals and shopping centres are also located near the society, making it a notable project for those looking to invest in Rawalpindi.
The cost of 5 marla plots in the government housing society ranges from PKR 14 lakh to PKR 25 lakh. On the other hand, 10 marla plots for sale in PGSHF Rawalpindi cost between PKR 21 lakh and PKR 35 lakh. The price of 1 kanal plots in the area varies between PKR 39 lakh and PKR 60 lakh.
Meanwhile, the infrastructure work in the D.G. Khan chapter of the government housing scheme has also been substantially completed. It has a total of 1,112 plots. As of writing this, the foundation has allocated 669 plots to the member government servants. This project is spread over an area of 772 kanal.
The infrastructure development in PGSHF Khanewal and PGSHF Sahiwal is also expected to be completed towards the end of 2019. The schemes in other cities are also being developed.
On June 19, Punjab Government Servant Housing Society held computerized balloting ceremonies for the allocation of plots in PGSHF Sahiwal, PGSHF Multan and PGSHF D.G. Khan. The balloting for PGSHF Rawalpindi, PGSHF Faisalabad and PGSHF Khanewal were held a day later.
These draws were conducted by the Punjab Information Technology Board in Al-Hamra Art Council on Mall Road, Lahore.
Contact Punjab Government Servants Housing Foundation
For further information on any of the PGSHF housing schemes, you can visit their official website or call their landline numbers.
Contact: 042-35753063, 042-35752695, 042-35753621
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