The scope of digital banking services in Pakistan is constantly evolving, revolutionising the local banking sector as well as adding to the convenience of the general public. In this fast-moving world, online banking has become an integral part of people’s lives. They don’t have to worry about visiting their concerned banks and waiting in long queues to pay utility bills, withdraw cash, or even deposit funds anymore. Thankfully, all of these financial transactions can now be done online or via ATM machines without any hassle.
Due to the availability of different financial institutions offering online banking features these days, it often becomes a challenge for people to identify and choose the best options among them. So, to help you out in this regard, we have come up with this blog. Here we have rounded up a few banks with the most reliable digital banking services in Pakistan, detailing all the key features and facilities they provide to their online customers.
The Most Reliable Digital Banking Services in Pakistan
A few of the most trusted online banking service providers in the country have been listed and discussed as under:
- JS Bank
- Muslim Commercial Bank
- Habib Metropolitan Bank (HabibMetro)
JS Bank
JS Bank is one of the largest and most well-known banking institutions in Pakistan. It provides a wide array of online banking features to its customers. However, to avail of their digital banking services, you need to apply and activate your debit card once you receive it.
According to their website, you can use their debit card to shop at more than 54,000 shopping and retail outlets across the country. You can also withdraw cash from your bank account using your JS Bank Debit Card at over 1.6 million ATM machines across the nation and worldwide.
Along with a fast and reliable debit card service, JS Bank also offers a highly secure online banking facility, which is available on both their website and mobile app.
Key Features of Digital Banking Services By JS Bank
- Access Your Account Statement
- Avail Interbank Funds Transfer (IBFT)
- Make Utility Bill Payments
- Make Mobile Phone Tops-ups
- Initiate Instrument Status Inquiry
- ATM/Debit/Credit Card Blocking Facility Available
- Initiate Cheque Book Request
- Initiate Paper Statement Request
- Initiate Demand Draft/Pay Order Request
*The aforementioned features have been fetched from the JS Bank official Facebook page.
How to Use JS Bank Digital Services
Visit the internet banking website of JS Bank from your PC or download their mobile app on your Android phone or iPhone by clicking on the links given below:
Muslim Commercial Bank (MCB)
With more than 1,500 branches across Pakistan, Muslim Commercial Bank (MCB) is one of the oldest and most popular commercial banks in the country. It offers a swift and convenient online banking experience to its customers.
However, to access internet banking features, you need to have an active MCB Debit Card. The bank introduced Pakistan’s first chip-based debit card, after which the trend was followed by other banks as well. MCB debit card services can be used to pay for a variety of products, services, and facilities including shopping, dining, travel, and refueling.
By using MCB Internet Banking, you have the convenience to manage your finances and bank account on the go.
Key Features of Digital Banking Services by MCB
- Account summary of all your listed accounts
- Statement-by-period of each of your listed accounts, based on the period specified
- Immediate or scheduled transfer of funds between your own accounts, as well as to third-party accounts within MCB Bank
- Cheque book request for any of your listed accounts (online branches only)
- Exchange rate inquiry
- Alerts for login, Account status, Funds transfer & Bill payments via text and emails.
*The aforementioned features have been fetched from the MCB Internet Banking website
How to Use MCB Digital Services
Visit the internet banking website of MCB from your PC or download their mobile app on your Android phone or iPhone by clicking on the links given below:
Habib Metropolitan Bank (aka HabibMetro)
Habib Metropolitan Bank, which is stylised as HabibMetro for marketing and branding purposes, is another major commercial bank in the country. It has a network of over 400 branches spread across 138 cities in Pakistan and is owned by Habib Bank Ag Zurich, an international holding company.
As a renowned bank of the modern age, HabibMetro offers a plethora of web and mobile banking services to its vast customer base. You can become eligible for using HabibMetro Internet Banking if you are a holder of an active debit card. From food and clothing to health and fitness, the HabibMetro Visa Debit Card lets you make online payments for a variety of products and services.
Key Features of Digital Banking Services by Habib Metropolitan Bank
- Account Overview with Updated Balance(s)
- Account Statement (for Requested Period)
- Inter Bank Funds Transfers (IBFT)
- Transfer through QR Code
- Utility Bill Payments
- Mobile Top Ups
- E-Commerce Payment
- Card Management (Activate/Block) Facility Available
- Bill Payment Reminders
- Password Management (Quick PIN Management/Biometric Management)
*The aforementioned features have been fetched from the HabibMetro Web/Mobile Banking website.
How to Use HabibMetro Digital Services
Visit the internet banking website of HabibMetro from your PC or download their mobile app on your Android phone or iPhone by clicking on the links given below:
There you have it—a detailed round-up of the most reliable internet banking services in Pakistan. It is also important to mention here that all the aforementioned financial institutions are the trusted banking partners of Zameen.com. You can click on the highlighted text to learn more about the financial services and solutions they are offering in partnership with Zameen.com to their customers.
On a side note, if you want to find out more about some of the most famous commercial banks offering home loan facilities in Pakistan, read this blog.
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