How to Pay Your CDA Property Tax

IN THIS POST
– About CDA
– CDA Property Tax Online Payment
– Where to Pay Your Property Tax
– Property Tax Bill Issuance
– Property Tax Exemption

For most homeowners around the world, calculating and filing property tax can be a daunting task that requires a great deal of care and attention. Being the top property portal in Pakistan, Zameen.com has always strived to provide its esteemed readers with the latest real estate-related information, we are bringing a comprehensive guide on the Capital Development Authority (CDA) property taxes that will help the residents of Islamabad sort out their taxes as well as answer some of the most pressing questions about the topic.

However, before we begin, let’s take a quick look at the responsibilities of CDA and what it does for the residents of Islamabad. 

What is the Capital Development Authority?

Just like Lahore Development Authority (LDA) in Lahore and Rawalpindi Development Authority (RDA) in Rawalpindi, the Capital Development Authority is the primary civic authority overseeing town planning, building, and maintenance in the capital city of Islamabad. It is also responsible for the municipality, ensuring cleanliness, provision of goods, as well as providing quality health and education services to the residents of the city, as per the CDA Ordinance 1960. CDA also works with other authorities such as the Islamabad Capital Territory (ICT) Administration and Metropolitan Corporation Islamabad to ensure uniformity in the development and expansion of the meticulously planned metropolis. 

Over the past few years, CDA has also digitized many of its key public services such as the Urban Land Record System and introduced online payment of dues to promote the system of e-governance. 

CDA Property Tax Online Payment 

Keeping in line with the Government of Pakistan’s Ease of Doing Business reforms, the CDA has partnered with leading commercial banks to allow the residents of Islamabad to pay their property taxes as well as water and allied charges online. 

To assess your latest CDA property tax bill online, you will be required to visit the official CDA website and hover over the ‘E-Services’ tab in the top navigation panel. Next, click on ‘Property Tax Bill’ appearing on the drop-down menu to be redirected to a new webpage. Enter your 10-digit consumer number in the blank field and click the ‘Submit’ button. 

Presently, only Muslim Commercial Bank (MCB) account holder can pay their CDA property tax online through MCB Internet Banking. 

On a side note, don’t forget to check out our guide on property tax rates in Pakistan to learn how tax is levied on residential and commercial real estate by the provincial governments.

Where Can You Pay Your CDA Property Tax Bills?

The residents of Islamabad can pay their CDA property tax bills at the following bank branches:

You can also pay your CDA property tax through a check or pay-order in the favour of Director Revenue, CDA.

CDA Property Tax Bills Issuance

CDA issues the property tax bills every year on or before August 15. In case a homeowner doesn’t receive the bill, they may contact the Directorate of Revenue for a duplicate bill or visit the official website. Multi-unit buildings are billed on a pro-rate basis.

Moreover, CDA allows a 5% rebate on payment of current property tax up to September 30. Meanwhile, homeowners will have to pay a nonwaivable surcharge of 1.5% per year on the outstanding tax after the end of the financial year.

CDA Property Tax Exemption

Those who fulfil the below-mentioned conditions may be exempted from paying their property tax either fully or partially. 

• One residential house or apartment owned and self-occupied by the owner or his family (including his parents): 50% exemption
• One residential house or apartment belonging to a widow: 100% exemption for a plot area of up to 240 sq yds. To be eligible for the exemption, the individual should not own any other built property in Pakistan. Moreover, the exemption will also be available to the minor sons and unmarried daughters of a widow following her death
• One residential house or apartment owned or co-owned and occupied by a retired government employee. The exemption will only be available if the individual does not own any other property in Pakistan. In case of the death of a retired government employee, their surviving spouse and minor children will also be eligible for the exemption 

It is important to note that in order to avail the CDA property tax exemption, the homeowner is required to submit a notarized affidavit or a simple declaration for each year, which will be signed and attested by the Director Revenue, Deputy Director Revenue, CDA Magistrate, Director Estate Management, Director Law or any Grade 17 or above government officer. 

To learn more about the CDA property tax exemption form, please contact the authority.

There you have it – a complete guide on CDA property tax 2021. If you have any questions or concerns, please don’t hesitate to reach out at blog@zameen.com.

To learn more about different types of property taxes in Pakistan, head over to Zameen Blog – the top property blog in Pakistan. You can also subscribe to our email newsletter and Facebook page to receive the latest updates about real estate trends in your city.